Internet shopping

 

In this day and age of internet fraud, viruses, Trojans and worms etc the only way to keep yourself as best as possible is to use a well known brand such as McAffee Total Protection –  McAfee Total Protection  (Not a plug, just a good solution)

To avoid being conned or scammed via email, please use a third party encrypted email system.

If you send emails via your Hotmail, Google etc it is as effective security wise as sending a post card via the mail service for all to see!

Take a look at this solution on YouTube – SilverSky Email Encryption Demo

If you are going to transfer a large sum of money to an company / organisation (For mortgage purposes) then a similar application to the above is one way of giving you peace of mind knowing that your email will not be intercepted and your money is safe.

CONMAN EXPOSED ADVICE: In the short term it may cost you money to procure any application to enhance and secure your computer system but if you imagine a situation where all is lost and could have been kept safe by being assertive and preparing in advance then you would not think twice about updating your computer’s security

As per another useful  site page – Tell tale signs of a conman you can check be proactive and check to see where an email originated from to hopefully verify that they are who they say they are.

CONMAN EXPOSED ADVICE: The message is to be train yourself to be wary of anyone and ask as many questions as you need to. Always take the initiative and do the due diligence to put your mind at rest.

 Top tips for shopping online

1    Your Flexible Friend

Use a credit card. Not a debit card, but a credit card. As part of the government allowing the creation of credit cards, they insisted on credit card companies helping to protect consumers, so if you have a problem with a supplier and can’t resolve it, tell your credit card company. They will refund you and then chase the supplier themselves.
You even get fraud protection if someone steals your details and goes on a shopping spree themselves. As long as you pay off the balance before the due date, it doesn’t matter what the percentage rate is, you’ll not be paying it.

2   Look for the S (This means secure)

All website addresses start with ‘http://’. This is how computers know you’re looking for an internet address. What you want to see when you’re paying is ‘httpS://’. The S signifies a secure connection, which means that the website has created a James Bond-like encryption key and sent it to you and you’re using it. Nobody can listen in on the conversation and steal details and when you pay, the money is going where you want it to. You don’t really need a secure connection whilst you’re choosing items, but you should expect to see it when you go to pay.

3     Payback

There are plenty of cashback websites now who offer you money for shopping online. They usually work in conjunction with companies to get you to go to a certain company or buy a certain product, but often it’s simply a way to put a company’s advertising in front of you directly. With the usual caveat that you should be careful, and always be safe, you should look at cashback options as a bonus rather than a risk.

4    Caveat Emptor

Buyer Beware, as the latin phrase goes, is a sensible maxim. Before you shop online, there are some simple security tips to follow;

a. Update your internet browser to get the latest protection (usually by clicking Help, then About) and ensure the best compatibility with internet security programs.

b. Update your antivirus programs. There are plenty of free antivirus programs which make their money by selling corporate licenses to companies for business use, but who use your experience to trawl the web for all manner of viruses\Trojans etc to protect against, a good example being AVG 

Free antivirus protection!

You can also pay for upgraded services, although these are often unnecessary and don’t add to their core purpose.

c. Secure your bank cards. Most banks now have security protocols for your credit or debit cards, so that each purchase needs a password and username before the money will transfer. Pick a password you’ll remember but one with letters, numbers and some punctuation to make it really hard to guess. Don’t use your birth date (Which you will often supply as part of a user account profile) or the word ‘password’ in any forms.